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Last Modified: May 6, 2020
Effective Date: May 6, 2020
Snappy Split is offered to you by Stockley Consulting, Inc. (referred to in these Terms as "We", "Us", "Our", "the Company" and “Stockley Consulting"), a Canadian Corporation with offices located at 4871 Yorkshire Avenue, Mississauga, ON, L4Z 4G8.
These Terms of Service, along with our Privacy Policy govern your use of and access to our websites, mobile applications and other platforms We own or control and make available to you (referred to in these Terms as "Product" or "Products"). These Terms of Service also govern your use of and access to content including, but not limited to, linked pages, blogs, social media posts or other materials related to the Products.
Your access to and use of the Products is conditioned on your acceptance of and compliance with these Terms. BY USING THE WEBSITE OR PRODUCTS OR BY CLICKING TO ACCEPT THE TERMS, YOU ACCEPT AND AGREE TO BE BOUND AND COMPLY WITH THESE TERMS AND OUR PRIVACY POLICY FOUND AT: https://snappysplit.com/privacy.php. IF YOU DO NOT AGREE TO THESE TERMS OR THE PRIVACY POLICY, YOU MUST NOT ACCESS THE WEBSITE OR PRODUCTS.
You are solely responsible for your use of our Products, for any personal information or content you post to the Products, and for any consequences thereof.
You may only use our Products if you are 18 years or older, and legally capable of forming a binding contract with Us.
You may only use our Products within the United States or Canada.
You may use the Products only in compliance with these Terms and all applicable local, provincial, state, national, and international laws, rules and regulations.
We are always changing and evolving the form and nature of our Products to serve you better, and may do so without prior notice to you. We may stop providing certain parts of the Products and may do so without prior notice to you.
We may also create limits on usage at our sole discretion without prior written notice or any liability to you.
The security of your personal information is very important to us. We use physical, electronic, and administrative measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.
The safety and security of your information also depends on you. Users are responsible for obtaining their own secure access to the Website and Products. Users are required to ensure that all persons who access the Website or Products through a user’s internet connection are aware of these Terms and comply with them. The Website and Products, including content or areas of the Website and Products, may require user registration. It is a condition of your use of the Website and Products that all the information you provide on the Website and Products is correct, current, and complete.
Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website and Products. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website or Products.
Any username, password, or any other piece of information chosen by you, or provided to you as part of our security procedures, must be treated as confidential, and you must not disclose it to any other person or entity. You must exercise caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. You understand and agree that should you be provided an account, your account is personal to you and you agree not to provide any other person with access to this Website or Product or portions of it using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you logout from your account at the end of each session. You are responsible for any password misuse or any unauthorized access.
We reserve the right at any time and from time to time, to disable or terminate your account, any username, password, or other identifier, whether chosen by you or provided by us, in our sole discretion for any or no reason, including any violation of any provision of these Terms.
You are prohibited from allowing anyone less than 13 years of age from accessing or using our Products.
You are prohibited from attempting to circumvent and from violating the security of this Website or Product, including, without limitation: (a) accessing content and data that is not intended for you; (b) attempting to breach or breaching the security and/or authentication measures which are not authorized; (c) restricting, disrupting or disabling service to users, hosts, servers or networks; (d) illicitly reproducing TCP/IP packet header; (e) disrupting network services and otherwise disrupting Website and Product owner’s ability to monitor the Website or Product; (f) using any robot, spider, or other automatic device, process, or means to access the Website or Product for any purpose, including monitoring or copying any of the material on the Website or Product; (g) introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; (h) attacking the Website or Product via a denial-of-service attack, distributed denial-of-service attack, flooding, mailbombing or crashing; and (i) otherwise attempting to interfere with the proper working of the Website or Product.
The Products allow You to submit content (referred to in these Terms as "User Content") to be communicated to other users of the Products. We do not actively monitor or moderate User Content. You are solely responsible for the User Content you submit and acknowledge that we do not verify or endorse the accuracy of the User Content submitted by you or shared with you by other users of the Products. By submitting User Content, you agree that all User Content submitted by you:
By submitting User Content, you grant us and our affiliates a perpetual, irrevocable, worldwide, non- exclusive, royalty-free and fully sub-licensable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from and display such User Content (in whole or part) and/or to incorporate it in other works in any form, media or technology, and you waive any moral rights you may have in, or to be identified as the author, of such User Content.
While we do not pre-screen User Content, we reserve the right, at our sole discretion, to delete, edit or modify any User Content submitted by you, at any time without notice to you.
In the event that you discover User Content that violates any of the requirements laid out herein, you agree to notify Us immediately and provide Us with any and all information necessary to correctly identify the offending User Content. You may submit complaints about inappropriate User Content using the contact form located at https://snappysplit.com/contact.php, or by using the "Contact Support" function of the Products. You agree that any information you provide about inappropriate User Content will be truthful and accurate.
In order to be able to offer our Products to you for free, our Products contain advertisements. Certain functions of our Products are offered to you on the condition that you agree to view advertisements (referred to in these Terms as the "Premium Functions"). You agree to make no attempt to circumvent or interfere with the delivery of advertisements to you in exchange for access to our Products. This includes but is not limited to the use of ad-blocking software, filtering proxy services, or virtual private network systems that filter or interfere with advertising traffic in any way.
You acknowledge that the Premium Functions of our Products may be rendered inaccesible to you when it is not possible to display advertisements in exchange for access to them, such as when you are not connected to the Internet.
You accept that our offer to access the Premium Functions of our Products in exchange for viewing advertisements is a limited time offer, and we may end this offer at any time. We reserve the right to alter our Products at any time to:
You may choose to purchase a subscription to Our Snappy Split Premium service in order to access all of the functions of our Products without viewing advertisements.
To enable advertisements, we embed a third-party software development kit (SDK) in our Products. The SDK is provided by third party ad agencies or Networks. The third party SDK may collect data to tailor ads to you, such as your advertising identifier, your IP address, your device's operating system details and MAC address, and other statistical and techincal information.
You acknowledge that the advertisements that are presented to you by our Products are supplied to Us by Google AdMob. The advertisements that are presented to you are chosen and presented by Google AdMob, and we do not endorse, recommend, filter, moderate or select the advertisements that you see. In order to deliver these advertisements to you, we share certain information with Google AdMob. For more information about how we use and share information about you, please refer to our Privacy Policy.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of our Products. This license does not include any resale or commercial use of any of our Products, or its contents; any downloading, copying, or other use of account information for the benefit of any third party; or any use of data mining, robots, or similar data gathering and extraction tools. All rights not expressly granted to you in these Terms are reserved and retained by us, or our licensors, suppliers, publishers, rights holders, or other content providers. Our Products, nor any part of any part of our Products, may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Stockley Consulting. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Stockley Consulting without express written consent. You may not use any meta tags or any other "hidden text" utilizing our name or trademarks without the express written consent of Stockley Consulting. You may not misuse our Products. You may use the our Products only as permitted by law. The licenses granted by us terminate if you do not comply with these Terms.
Our Products are provided as-is: Our Products are provided “as-is” without warranties of any kind, either expressed or implied. You acknowledge, agree and understand that you use our Products at your own risk. We will have no responsibility for any harm to your computer system, loss or corruption of data, or other harm that results from your access to or use of our Products.
Downtime: Our Products may be temporarily unavailable from time to time for maintenance or other reasons. We assume no responsibility for any error, inaccuracy, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any communications between you and our Products.
No endorsement as to accuracy: We accept no responsibility for the accuracy of any user data provided by or created using our Products except as otherwise set out in these Terms. The provision or storage of user data through the Product does not constitute our endorsement or warranty as to the compliance of such user data with applicable privacy legislation, nor to the accuracy, timeliness, materiality, completeness, or reliability of such user data. You are responsible for ensuring that that the information you have entered into our system is accurate, reliable and complete.
For informational purposes only: Our Products are designed to aggregate personal expenses and track the allocation of said expenses to individual participants in a group who have previously agreed amongst themselves to share these expenses. The results of these calculations (collectively, "Results") are for information purposes only. While we do our best to provide accurate and valuable Results, we cannot guarantee the correctness and accuracy of the Results, and you agree that we shall not be held liable for any errors or omissions in the Results. Further, you agree that the Results do not constitute an agreement between any party and any other. You agree that in the event of a dispute between you and any other party related to the Results, you will not rely solely on the Results in the course of resolving your dispute, and you will not seek any form of assistance or compensation from Us related to your dispute.
Monitoring: We do not accept any liability for monitoring our Products for unauthorized, offensive or unlawful use of our Products by users.
No warranty as to non-infringement: Except in the manner provided for in these Terms, we disclaim, and expressly do not provide any direct or indirect, express or implied representation or warranty as to title and non-infringement of intellectual property in relation to our Products.
Damage to hardware: Any material downloaded or otherwise obtained through the use of our Products is done at your own discretion and risk, and you will be solely responsible for any damage to your computer system or other device or loss of data that results from the download of any such material.
Security: The transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for the circumvention of any privacy settings or security measures contained on the Website.
Third party fees: You are solely responsible for any service charges or fees levied upon you by third-parties including, but not limited to Internet service providers and Telecommunications service providers that arise from your use of our Products on your computer system or other devices. You acknowledge that you have the ability to control whether our Products make use of Cellular and other internet services by adjusting the configuration of the operating system on your computer system or device, and you accept sole responsibility for monitoring and managing the use of all third party services in combination with our Products.
Except where such exclusions are prohibited by law, you hereby agree to release, remise and forever discharge us and our directors, employees, officers, and our affiliates, partners, service providers, vendors, and contractors and each of their respective agents, directors, officers, employees, and all other related persons or entities from any and all manner of rights, losses, costs, claims, complaints, demands, debts, damages, causes of action, proceedings, liabilities, obligations, legal fees, costs and disbursements of any nature whatsoever, and for any special, indirect or consequential, incidental or exemplary damages (collectively, a "Claim"), whether in contract or tort, whether known or unknown, which now or hereafter arise from, to the maximum extent allowed by law, that relate to, or are connected with:
In the event that we become liable for any damages whatsoever, you agree that such damages shall be limited in the aggregate to the amount of fees or charges which you have paid in the previous invoice.
To the extent permitted by applicable laws, you agree that you will defend, indemnify and hold harmless us and our officers, directors, shareholders, employees, agents and representatives, from and against any and all damages, judgments, liability, costs and expenses (including without limitation any reasonable legal fees), in whole or in part arising out of or attributable to: (a) generally, your breach of these Terms; your access to and/or use of our Products; and any loss of, or damage to, any property, or injury to, or death of, any person (including you) caused by your access to and/or use of the Product; and (b) specifically, your breach of the intellectual property rights of any third party to these Terms.
You agree that you will be solely responsible for all activities that occur under your account, whether you are aware of them or not. You agree to hold us harmless and release us from any loss or liability whatsoever that you may incur as a result of someone other than you using your password or account, either with or without your knowledge. You agree to indemnify us for any damages, third party claims or liabilities whatsoever that we may incur as a result of activities that occur on or through your account, whether or not you were directly or personally responsible.
By submitting your personal information and using our Website and Products, you consent to the collection, use, reproduction, hosting, transmission and disclosure of any such User Content submissions in compliance with our Privacy Policy.
By using this Website and the Products, you are consenting to the use of cookies which allow a server to recall previous requests or registration and/or IP addresses to analyze Website and Product use patterns. You can set your browser to notify you before you receive a cookie, giving you the chance to decide whether to accept it. You can also set your browser to turn off cookies. If you do, however, some areas of the Website and Products may not function adequately. For more information on this automated information gathering practices, see our Privacy Policy
If any portion of these Terms is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, these Terms as a whole shall not be deemed unlawful, void or unenforceable, but only that portion of these Terms that is unlawful, void or unenforceable shall be stricken from these Terms.
You may not, without our prior written consent, assign your rights and obligations under these Terms, in whole or in part, either voluntarily or by operation of law, and any attempt to do so will be a material default of the Terms and will be void. We may assign our rights and obligations under these Terms to a third party at any time in our sole discretion. These Terms will be binding upon and will inure to the benefit of the respective parties hereto, their respective successors in interest, legal representatives, heirs and assigns.
You agree that if we do not exercise or enforce any legal right or remedy which is contained in these Terms or which we have the benefit of under any applicable law, this will not be taken to be a formal waiver of our rights and that those rights or remedies will still be available to us. Waivers must be in written form and signed by an authorized representative of Stockley Consulting.
You understand and agree that your use of the Website, the Products, their contents and any services or items found or attained through the Website or Products is at your own risk. The Website, the Products, their contents and any services or items found or attained through the Website or Products are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. the foregoing does not affect any warranties that cannot be excluded or limited under applicable law.
Neither Stockley Consulting, nor its subsidiaries, affiliates or their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers or successors as applicable make any warranty, representation or endorsement with respect to the completeness, security, reliability, suitability, accuracy, currency or availability of the Website, the Products, or their contents. Without limiting the foregoing, neither Stockley Consulting, nor its subsidiaries, affiliates or their respective directors, officers, employees, agents, service providers, contractors, licensors, licensees, suppliers or successors represent or warrant that the Website, the Products, its content, or any services or items found or attained through the Website or Products will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that our Website, our Products or the server that makes them available are free of viruses or other harmful components.
We cannot and do not guarantee or warrant that files or data available for downloading from the internet, the Website or the Products will be free of viruses or other destructive code. You are solely and entirely responsible for your use of the Website, the Products and your computer, internet and data security. To the fullest extent provided by law, we will not be liable for any loss or damage caused by denial-of-service attack, distributed denial-of-service attack, overloading, flooding, mailbombing or crashing, viruses, trojan horses, worms, logic bombs, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Website, the Products, or any services or items found or attained through the Website, the Products or to your downloading of any material posted on them, or on any Website linked to them.
All covenants, agreements, representations and warranties made in these Terms shall survive your acceptance of these Terms and the termination of your relationship with Stockley Consulting.
The Website, the Products and these Terms will be governed by and construed in accordance with the laws of Ontario and the federal laws of Canada applicable therein, without giving effect to any choice or conflict of law provision, principle or rule whether of the laws of Ontario or any other jurisdiction and notwithstanding your domicile, residence or physical location.
Any action or proceeding arising out of or relating to this Website or the Products and under these Terms will be instituted in the courts of the province of Ontario, Canada, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such action or proceeding. You waive any and all objections to the exercise of jurisdiction over you by such courts and to the venue of such courts.
These Terms will constitute the entire agreement between us and you with respect to the subject matter hereof and all prior oral or written agreements, representations or statements with respect to such subject matter are superseded hereby. In the event of a conflict between these Terms and the Privacy Policy, the Terms found herein shall prevail.
You agree to receive all required notices electronically, via your e-mail address (if we have it on record), by notifications via our Products. It is your responsibility to update or change your contact information, as appropriate.
If You have any questions or comments regarding these Terms please contact our head office by filling out the contact form here or by mail at:
Stockley Consulting, Inc.